Mary Hart is a retired attorney who currently spends her time as an active real estate investor, national educator, and organic farmer.  Mary practiced law for over 28 years and has spent many years teaching real estate investors and others how to accelerate and preserve wealth through estate planning, asset protection planning, investing with self-directed IRAs, private money lending, selling real estate through a section 1031 tax-deferred exchange and more. Mary particularly enjoys empowering others with the knowledge to live a financially successful life and the means to pass that wealth onto loved ones – which she considers to be the ultimate love letter! Although Mary always enjoyed the practice of law, she knew she could empower more people through education and one-on-one consulting, so she closed her law office in 2019 to focus on helping a larger number of people enrich their lives through financial knowledge! Mary believes that financial literacy is missing in the lives of most Americans as financial education is not generally taught in the school system and she hopes to help raise awareness of the importance of financial knowledge to the quality of life of all Americans.

Mary is also the owner of Sunstone 1031 Exchange, LLC which serves as a Qualified Intermediary and Exchange Accommodation Titleholder for Section 1031 like-kind tax-deferred exchanges.  She also holds a North Carolina real estate broker license and is an active real estate investor, owning several properties in North Carolina and Kentucky.
 

Nathan Turner is known across the US as the “the Canadian Note Guy”. Having run several businesses, including fix and flip real estate, he discovered mortgage notes and the opportunity that they provide in the US in 2009 and has since become a leader in the industry in the private investment sector. He is the President of Earnest Inc, and manager of the US based Earnest Investing LP note fund where he actively manages assets for accredited passive investors with a focus on purchasing performing and non performing 1^st lien mortgages in the US with the intention of reworking the non performers to keep or resell as performing loans, or REO properties. He is also the owner and host of the Diversified Mortgage Expo, a leading annual note conference. Nathan is passionate about this unique approach to real estate with its multiple exit strategies and win-win situations. He is excited to take the roller coaster out of investing for his passive investors and allow them to sit back and enjoy the ride.

Since 1980, Eddie Speed has dedicated his life to the note industry and to expanding the benefits of creative seller financing for both sellers and buyers. Throughout his career  he has introduced innovative ideas and strategies that have  revolutionized the industry. He  teaches these techniques through  NoteSchool, the training school  he founded in the early 2000s. His training has helped thousands of  real estate investors expand their  business model, increase their  earnings, build long term wealth, and think like entrepreneurs, including helping a substantial amount of “A” list real estate investors with creative financing strategies.

Eddie is also the owner and President of Colonial Funding Group LLC, which acquires and trades real estate secured notes, and he’s a principal in several Private Capital funds that acquire bulk note portfolios. He is also the host of NoteExpo, an annual conference that brings people from all phases of the note industry together every November. In addition, Eddie speaks at numerous real estate events every year across the country.

Eddie has personally closed around 50,000 note deals, and his unique industry vantage point has allowed him to review close to half a million note deals. When it comes to notes, it’s safe to say he’s seen it all but remains committed to lifelong learning.

Kim Tucker began investing in real estate alongside her husband, Don, in the Kansas City metro in the early 2000s. Since then, they’ve flipped and wholesaled hundreds of homes and explored being housing providers before shifting into mortgage notes—where predictable monthly income finally clicked for them.

After the Great Recession, Kim and Don built a portfolio of cash-flowing first and second position notes using defaulted paper as their entry point. Those notes have performed well, maybe too well, because now many are paying off. The downside? Kim is back in replacement mode, hunting for new passive income streams to refill the pipeline.

Kim & Don also founded the Mid-America Association of Real Estate Investors (MAREI) in Kansas City have has led the organization for more than 20 years, helping investors find community, education, deal-making confidence, and real-world connections in a market that constantly changes its mind.

Today, in her version of “retired,” Kim spends her time managing the day to day of MAREI, evaluating alternative investments, and doing selective private lending. She still believes the best cash flow strategy is the one you can sleep at night with—stable, scalable, and supported by smart people around you.

After a successful career is software and systems engineering - where he served on 20 over programs, published and presented more than a dozen papers at technical conferences, and earned a US Patent on Database Fusion - Joseph delved wholeheartedly into the world of real estate and note investing. A strong believer in lifetime learning, Joseph has been a proud member of both Note Investing Tools and Note School since 2019. He has benefitted from a variety of seminars/classes: Peter Fortunato’s Paper Course; Bob Zachmeier’s Note Business Builder (three times); Quest Expo 1, 2, 3; NoteExpo 2019, 2020, 2021, 2022, 2023, 2024, 2025; NoteSchool Titanium Master Mind; The Paper Source Note Convention 2021, 2023; Vacation with Mitch Stephen 2019; Tom Henderson’s Paper Source Course – 2024; Jeff Watson and John Cochrane’s Subject-To Master Course; Think Realty Dallas (twice); Tracy Rewey’s Partial Notes Master Class; Two DealMaker Lender/Borrower Conferences, and Gary Johnston's courses. He has authored and published several books that are available on Amazon.

Homero Corona is a real estate professional and Note Investor based in North Texas. He began his journey in 2018 as a licensed real estate agent and quickly transitioned into wholesaling and flipping properties. Today, his primary focus is on originating real estate Notes, allowing him to operate like a bank and help others grow their wealth through smart investments. 
 
With a background in car sales and a passion for real estate, he has built a diverse portfolio of fix-and-flips, rentals, and real estate Notes. He continues to help families with retail transactions through referrals. 

Recognized as a Note Expo Winner for case studies in real estate Notes, Mr. Corona is passionate about sharing his knowledge. Through his growing YouTube channel & live classes, he teaches aspiring investors how to build their own ‘bank’ by investing in Notes. 

Tracy Z has handled millions of dollars in owner financed real estate notes since 1988.

She headed up the due diligence department for one of the nation’s largest owner finance note buyers as VP of Production for Metropolitan Mortgage & Securities. Loving the business but wanting to work for herself, Tracy left the institutional investor side in 1997 to start Diversified Investment Services, Inc., a note buying company and NoteInvestor.com, an online newsletter for private investors.

Tracy specializes in the use of tax-advantaged retirement funds to purchase real estate notes and helps landlords convert to “lien-lords” by safely creating and holding paper. A well-known educator, she has a passion for sharing her knowledge and guiding others on their note investing journey.

Telephone: 888-999-7905

Website: NoteInvestor.com

Email: Tracy@NoteInvestor.com

Melissa has worked in the servicing industry since 1994. A former Assistant Vice President of Metwest Mortgage Services, Inc., she managed their Loan Servicing Operations from 1997 to 2004. She was responsible for the administration of a real estate and alternative cashflow receivable portfolio whose servicing rights were valued in excess of $1.8 billion.

In 2004, Melissa left Metwest to form a new servicing company to meet the needs of private individuals investing in seller-financed paper. Complete Cashflow Services, LLC was the result. A partnership between Melissa and Sheila White, the company quickly took hold, providing services to both private and institutional investors, in a variety of markets.

In 2011, Complete Cashflow Services changed their name to Allied Servicing Corporation, to better reflect their company focus and the needs of a new generation of investors. Allied provides a wealth of services to their clients and borrowers, specializing in high-touch assets. Allied has specifically developed their servicing software to accommodate not only partials, but wraps, subordinate financing and difficult-to-service cashflow streams.

Melissa’s role includes management of the servicing staff, payoff processing, modification drafting and remittance processing. She is well-versed in industry compliance and servicing rules.

Website: allservicing.com
Phone: 509-893-0240
Email: melissa@allservicing.com

Moat Note Servicing, LLC is a family owned and operated company based out of San Antonio, TX. We have specialized in real estate investing and owner financing since 1997. Combined, we have 20+ years of expertise in note servicing, investing and customer service.

Our goal is to provide exceptional customer service while managing your notes, efficiently and accurately. We are committed to offering you a variety of services that will allow you to feel confidant and secure with your decision of choosing Moat Note Servicing.

Phone: 210-504-8878 
Website: MoatNoteServicing.com
Email: Rpowell@moatnoteservicing.com

Sohail Badruddin is a seasoned expert in the private mortgage lending and note servicing industry. With a strong focus on compliance and operational efficiency. Sohail has previously worked with some of the big banks and GSEs to improve multi-billion dollar origination platforms, create efficiencies in default servicing and property preservations.

Through Provident Loan Servicing, Sohail ensures seamless management of mortgage notes, overseeing critical processes like payment collection, insurance and tax compliance, bankruptcy management, foreclosure coordination, and property preservation. His dedication to safeguarding client investments has established him as a trusted partner in the industry.

With Centro Funding, Sohail offers specialized Residential Mortgage Loan Origination (RMLO) services, ensuring compliance with Dodd-Frank regulations while helping clients create marketable, sustainable mortgage notes.

Sohail’s commitment to excellence, compliance, and personalized service makes him a reliable resource for those navigating the complexities of private lending and note servicing.

Phone: 214-937-0786 ext. 101 
Email: sohail@providentls.com
Website: www.ProvidentLoanServicing.com

Sadhna Cordell, though still widely known by her maiden name, Sadhna Bhardwaj (which remains linked to her email), is one of the co-founders of Madison Management Services (Madison), a company established in 2007. Prior to this, she served as the Director of Financial and HR Systems in Information Technology for one of the largest real estate companies in the United States.

She transitioned from that career to work full-time as a private lender, alongside her husband of 23 years, Kevin Cordell, with a focus on buying, managing, and liquidating defaulted mortgages. After reviewing the third-party servicing options available at the time, they identified a significant gap in the market for a servicing company that understood the specific needs of investor-lenders like themselves.

Madison is based in beautiful Reno, NV. The business originally started in New Jersey but relocated to Nevada in 2019, just before the pandemic. Initially, Madison serviced only their own growing portfolio, but by 2010, they began offering services to other investors with smaller portfolios seeking a more reliable and personalized approach. At the time, Madison was licensed in six states and soon started expanding into others.

Today, Madison services residential mortgages, including land contracts, partials, etc., in 48 states and Puerto Rico. The company is also licensed in 37 states to originate loans and offer refinancing options to qualified homeowners. The team can underwrite and prepare Dodd-Frank compliant documents for all states, except for attorney states like North and South Carolina.

Sadhna and Kevin have two sons and are grandparents to three wonderful grandchildren. In her free time, Sadhna enjoys reading and relaxing in her backyard, taking in the beautiful mountain views.

Website: www.MadisonManagement.net
Email: sbhardwaj@madisonmanagement.net
Phone: 877-563-4164

Investing since 2002, John started in real estate accidentally with a four-bedroom mobile home inside of a pre-existing mobile home park. Over the next 11 months, John added 10 more mobile homes to his cash-flowing portfolio. Since these early years, John has gone on to help 150+ sellers and buyers sell their unwanted mobile homes and obtain a safe and affordable manufactured home of their own. 

Years later, John keeps to what has been successful—buying, fixing, renting, and reselling affordable housing known as mobile homes. Like almost every long-term investor, he's made more mistakes than he can count. John discusses many of them on his blog and YouTube channel, where he shares his stories, experiences, lessons, and some of the experiences of other successful mobile home investors that he's helped.

John has written hundreds of articles concerning mobile homes and mobile home investing, been a featured podcast guest on other prominent real estate podcasts, authored a highly-rated book aimed at increasing the happiness/satisfaction of average real estate investors, and spoken to national and international audiences concerning the opportunities and practicality of successfully investing in mobile homes. 

John now spends his time actively investing in individual mobile homes and acquiring parks to hold long-term. He focuses on enjoying his time and partnering with other investors around the country to grow their own local mobile home cash-flowing portfolios and reputations.

Dr. Phillip Hearn, Ed.D. is a strategic business advisor, acquisition operator, and founder of Triumph Advisors, a boutique platform focused on value creation across small and mid-market businesses. Over the past two decades, Dr. Hearn has advised, operated, and invested across telecom, construction, professional services, real estate, and infrastructure-adjacent industries, with a consistent focus on capital efficiency, deal structuring, and post-close performance.

Dr. Hearn works with founders, operators, and investors to evaluate acquisitions, structure creative capital stacks, and unlock hidden profit inside existing businesses. His experience spans buy-side and sell-side advisory, operational optimization, advisory-for-equity engagements, and the strategic use of alternative assets, including business notes and structured receivables, to improve cash flow, reduce risk, and enhance enterprise value.

Known for blending real-world operating experience with disciplined deal analysis, Dr. Hearn helps clients think beyond traditional bank financing and standard M&A playbooks. His work often sits at the intersection of business acquisitions, capital strategy, and operational execution, helping owners make smarter decisions before, during, and after a deal closes.

Dr. Hearn holds a Doctorate in Education (Ed.D.), multiple graduate degrees in business administration and marketing, and a Lean Six Sigma Black Belt. He serves as a trusted advisor to founders, searchers, and investor-backed businesses seeking practical strategies to grow, acquire, and exit with confidence. 

Jamie Bateman is a passionate entrepreneur and real estate investor based in Maryland. With extensive knowledge and experience in the industry, Jamie is dedicated to empowering real estate investors and entrepreneurs to achieve their financial goals.

As a combat veteran, former Army officer, and former All American lacrosse player, Jamie’s exceptional leadership skills and drive for excellence have contributed to his success in real estate investment.

Jamie’s decision to become a W-2 quitter allowed him to fully commit to an entrepreneurial journey focused on empowering others in mortgage-note investment. Jamie has built an impressive portfolio of single-family rental properties and mortgage notes, consistently seeking new opportunities for growth and expansion. Having operated multiple successful mortgage-note funds, Jamie has helped numerous investors navigate the market and achieve impressive returns.

Through the popular podcast “From Adversity to Abundance,” Jamie shares valuable insights and highlights the stories and mental-fitness tips of successful real estate entrepreneurs, inspiring others on their own path to financial abundance. As a mentor and guide, Jamie provides personalized resources and strategic advice to help individuals unlock their full potential and achieve their financial objectives.

Outside of work, Jamie values family, faith, fitness, and team sports. With an unwavering commitment to guiding investors and entrepreneurs, Jamie is a trusted figure in the industry, consistently making a positive impact and helping others succeed.